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As ships are cashless, our routine is to establish our credit card upon embarkation (or online, pre-cruise) & at the end of the cruise, walk off without doing anything (checkout your bill during the cruise; you should also get a final bill on your bed on the last night. Then wait for the CC statement to come in & settle as you would normally do. Simple! You can if you want, & to get rid of some leftover cash, part settle the bill on the night before @ the atrium desk & leave the balance as I've stated.